Coming soon in Israel
Your home, without waiting years to save a down payment.
Kinyan buys the home together with you. You live in it from day one, pay rent only on the part Kinyan owns, and buy the rest step by step.
This is not an offer to invest and not investment advice. Any offer will be made only to qualified investors, as defined in the First Schedule to the Israeli Securities Law, 1968, and in line with the law.
Investor registration opens soon
We are preparing the investor side with our lawyers. Check back here soon.
Giving these details is voluntary; without your name and email we cannot add you to the list. Simón Abraham (Kinyan, a company in formation) will use them only to contact you personally about Kinyan (no newsletters), and keeps them on Wix, our website provider. You can ask to see, correct or delete them at any time. Privacy policy · Terms of use
- Free, and commits you to nothing
- Takes under a minute
- We contact you personally before we open
We are building Kinyan to start from as little as 0% down: that needs a parent's home pledge or a backup deposit, and the bank's mortgage approval. Subject to regulatory approvals. Nothing on this site is an offer or an approval.
How it works
Four steps from renting to owning
A normal bank mortgage, plus a partner for the down payment.
Choose your home
In Jerusalem, Modiin, the Center or Be'er Sheva, within Kinyan's price limit for that city.
The bank lends 75%
As with any first home. Kinyan pays most or all of the rest, so you put in much less of your own money.
Live there and pay monthly
Your mortgage, plus rent on Kinyan's share only. That rent follows what similar homes rent for locally.
Buy Kinyan's share over time
Buy more whenever you like, in any amount. Each purchase lowers your rent. Kinyan's share rises and falls with the home's value, like yours.
What can I buy?
The same income and savings, in every city
Move the sliders. The map shows the most you could buy in each city. The rules are the same everywhere; only local rents and each city's price limit change the number.
After tax, for everyone buying together. (₪6,000–₪60,000)
Including any help from family. (₪0–₪600,000)
An estimate, not an approval. Assumes no other loans, 2 or more years in your job, and family who can provide a backup deposit or pledge a home. The bank and Kinyan decide on the full details.
Join the waiting listWhy Kinyan
Built to be fair to the family in the home
Your home from day one
You choose it, you live in it, and you decide when to buy more of it.
Rent only on what you don't own
As your share grows, your rent goes down. The rule is written down and the same for everyone.
A safety net, not a trap
If life gets hard, a backup deposit covers missed months first, and there is time to catch up.
Clear numbers, no surprises
Before you sign, you see every payment year by year, in shekels.
Be first in line when we launch
Join the waiting listFor investors
Own a share of Israeli homes, alongside the families who live in them
Kinyan plans to open a fund for qualified investors, with each home shared with the family that lives in it and buys it back over time. If you would like to hear when we can share more, register your interest.
This is not an offer to invest and not investment advice. Any offer will be made only to qualified investors, as defined in the First Schedule to the Israeli Securities Law, 1968, and in line with the law.
Register interestQuestions
Common questions
Is Kinyan a loan?
No. You take a normal mortgage from a bank for 75% of the price. Kinyan pays most or all of the rest and owns that share of the home with you. You pay rent on Kinyan's share, not interest.
Who can join?
At launch, households buying their only home in Israel, including new immigrants and returning residents, in Jerusalem, Modiin, the Center and Be'er Sheva.
What happens if prices go up, or down?
Kinyan's share moves with the home's value, exactly like yours. If you buy Kinyan's share later, you pay its value at that time.
Can I really start with 0% down?
That is what we are building towards: 0% down needs a parent's home pledge or a backup deposit, and the bank's approval. Other options start from 2.5%, 5% or 10% down. All of it is subject to regulatory approvals before launch.
When do you launch?
We are preparing launch now. Join the waiting list and we will contact you first, before we open in your city.
What do you do with my details?
We use them only to contact you personally about Kinyan. We never sell them and send no newsletters. Our privacy policy explains everything, including how to ask us to delete them.